Emerging countries in Asia stand at a digitalization inflection point that will also play out in Central America and Africa in the next five years as smartphones, digital infrastructure and better logistics all come together.

The a16z team has come up with one of the best analysis of fintech trends next year.

As last mile retail distribution points enjoy limelight, it is getting clearer that a pure 100% digital only banking route might not be optimal for inclusive digital financial services in frontier countries.

“Likh lena” (write it down) was a common refrain buying necessities at this shop growing up in Delhi.

Impact investing has a fundamental moral hazard problem.

A seminal presentation by Nandan Nilekani in 2016 has been an eye opener for many of us since then.

As the proportion of banked population in SE Asia grows from ~30% to ~60% over the next decade, conglomerates and local bulge-bracket banks will be natural contenders to run horizontal wallets with aggregated payments, savings, insurance and investment services.